Terms & Privacy

Draft — under review before the store opens.

Purchases & refunds

• All products are one-time purchases delivered as instant digital downloads.
• 30-day refund, no questions asked: email [contact email] within 30 days of purchase and we'll refund you. We may ask what didn't fit — answering is optional; it just makes the products better.
• Community membership is a separate recurring subscription (monthly or annual), cancellable anytime through the community platform, whose own terms also apply to it.

License

• Your purchase gives you a personal-business license: install it, modify it, build your company on it, forever.
• You may not resell, redistribute, or repackage the products (free or paid), or publish them substantially intact. Teaching your audience with your own customized vault is fine; shipping our files to your audience is not.
• The free Core and the free Light map carry the same rule: free to use and modify for yourself, not yours to redistribute.
• The files you create inside the structure are yours, entirely. Obviously.

Privacy

What we collect

Your email and purchase details when you buy — processed by our payment provider; we never see full card numbers — and your email if you join the list.

Free downloads

If you leave an email for the free Core, it joins the same newsletter and launch list you opted into — nothing else. The "no thanks" bypass path collects nothing.

What we do with it

Deliver your purchases, honor refunds, and send the newsletter if you asked for it. Unsubscribe works in one click.

What we don't do

Sell or share your data with advertisers.

The products themselves

They phone nowhere — they're files in your vault. What you put in them stays on your machine.

Analytics

This site ships no analytics or tracking scripts. The only JavaScript it loads is a small file that opens the mobile menu and validates the email field.

Disclaimers

• These are business-systems products, not professional advice. FinanceOS structures your numbers; it isn't accounting, tax, or financial advice — for that, use a professional who can see your actual situation.
• Results depend on your implementation. We show real systems and make no earnings claims.

Contact & governing law

Questions, refunds, anything: [contact email].

Governing law: [jurisdiction — to be confirmed].